Personal Financial Plan

"he he.. On the road again. Beribu kilometers from home. Tapi kena lah limit the time. One day is too short. Two days is optimised. Just nice for family and bussiness.

More than that is just too much to bear. As before, reservation was made with Broadband availability in mind. It is a must now. Check in ajer terus terkam PC."



Am I sober or not ? I think I am. I do believe purchases made with the credit card. In fact, most of my purchases are made with the credit card. Even if I have the chance to pay it with credit card or cash, I would opt for the former.

Or, if I would pay with cash, I’d ask for the 3% or whatever percentage the credit card company is getting from the merchant, as Discount. Insurance payments, groceries, Astro, petrols, entertainments, car maintenance, phone bills, you name it.

All being paid by Credit Card.

Prudently me, I’m also a great believer to pay the all of the outstanding payment in one go. It has been more than 2 years since I have been paying the entire outstanding amount by the end of the month. Sucessfully, without any delay.

I am also a proponent of one-man one credit card. lain macam jer bunyi

All of these actions, resulting me accumulating enough point to redeem things. Things the kids enjoy. 2 days back, I redeemed a bike for Arina. There’s nothing to shout or tell about the bike. It is just a normal single speed maroon colored with back suspension. It is meant For the ladies.

But to witness Arina’s face glowing, getting on the bike is just like the ubiquitously-copied MasterCard advertisement tagline.

He he… Priceless..


. A room with a view 1.





















A room with a view 2.